Homeowner’s Insurance Policy Changes Are Key
Divorce and property division can be a very complex matter, add to that a homeowner’s policy and possible subsequent claim, and things can become extremely complicated. Property owners and their attorneys must discuss the living arrangements and insurance policy information early in the divorce process. If anything happens, it can be dealt with accordingly and the attorneys can advise each spouse how to best handle the policy and claim.
If you are facing a divorce, don’t navigate the legal process alone. Let the Orange County divorce mediation attorneys at Alternative Divorce Solutions help you with your property division, debt division and other divorce related legal matters. It pays to play it safe when it comes to your home and homeowner’s insurance.
Protect Yourself and Your Property During Divorce
There are a few key steps to take when you are facing a divorce and one or both partners is moving out of the family home. Protect yourself, your property and your insurance policy stability by following the following advice:
- Alert your homeowner’s insurance company of your pending divorce and who will or will not be remaining in the home that is insured. If only one spouse is living at the property, the insurance policy should be adjusted accordingly.
- Be sure to update the mortgage information, deed and homeowner’s insurance as any changes are made or if ownership changes in the divorce, after the initial move.
- If you or your ex-spouse moves into a rental, purchasing rental insurance to protect personal items and have liability coverage is advised.
- During your separation, if you change the locks to your home or install a security system, you may be eligible for a discount on your insurance premiums. This proves especially critical when a divorce is contentious, and you are worried about your ex damaging or stealing property or sabotaging your home.
If you are in the middle of a homeowner’s insurance claim, it is even more important to discuss the changes to the property’s occupants with your insurance policy holder, as well as your lawyer. Put these complicated legal processes in the hands of experienced, knowledgeable attorneys from our team so that you can focus on moving on- or moving out.
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When you are in the process of getting a divorce, everything can be amplified. Even something as “normal” as a homeowner’s claim can become a complicated legal matter. Don’t wait for things to go awry, let us help take on the legal stress. Our team of Orange County divorce mediation attorneys can help you with property division, divorce proceedings and any consequential legal concerns so that you are not alone in this process.